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Your staff is your most vital asset. You spend time and money training your employees, so make that investment go a lot further with well-priced group cover.

ACCESS TO WORLD-CLASS MEDICAL CARE

Group Cover allows employees to have treatments quicker, easier to recover faster. It could also help you minimise work disruction, maximise productivity, attract the best people, retain key employees. Income protection also gives your team flexibility on payroll.

BENEFICIAL FOR BOTH EMPLOYERS AN EMPLOYEES
  • Lower Costs Due to larger Risk Pool Better Insurance Plans
  • Wider Range Of Policy Options
  • Lower Premiums
  • Better Coverage For Pre-existing Conditions
  • Leverage ACC Premiums
  • Positive Work Environment
  • Secure And Motivated Employees Staff Incentive/Reward System
  • A Healthy And Productive Workforce

SAFEGUARD THE FUTURE OF YOUR BUSINESS

When a business loses its sole trader, a key employee, an owner or a business partner, the consequences can be dramatic. Profits can fall, loans may have to be repaid at short notice or, at worst, the future viability of the business can come under threat.

It is essential for business owners to know that, even if the worst should happen to a key stakeholder, they'll have the financial means to stay on track. The Business Protection Plan provides a unique way of helping protect business finance.

BUSINESS PROTECTION PLAN

Offers a comprehensive range of covers that provide financial support in a variety of situations.

The plan allows you to mix and match any number of covers, for as many key stakeholders as needed, and with the appropriate ownership structures to achieve the correct outcome for your specific business.

SAFEGUARD THE FUTURE OF YOUR BUSINESS

When a business loses its sole trader, a key employee, an owner or a business partner, the consequences can be dramatic. Profits can fall, loans may have to be repaid at short notice or, at worst, the future viability of the business can come under threat.

It is essential for business owners to know that, even if the worst should happen to a key stakeholder, they'll have the financial means to stay on track. The Business Protection Plan provides a unique way of helping protect business finance.

BUSINESS PROTECTION PLAN

Offers a comprehensive range of covers that provide financial support in a variety of situations.

The plan allows you to mix and match any number of covers, for as many key stakeholders as needed, and with the appropriate ownership structures to achieve the correct outcome for your specific business.

Income Cover provides a financial safety net should you be disabled as a result of sickness or injury, and unable to earn your regular income. The monthly benefit is designed to replace a significant portion of lost income to help maintain your usual lifestyle during treatment and recovery.

Unable to work

Income cover pays a monthly Total Disability Benefit if you are disabled and unable to work, from the end of the selected waiting period until you return to work or the end of your cover term. You may be entitled to a Partial Disability Benefit if you go back to work but you are not able to work.

Risk management is the forecasting and evaluation of a business’s financial risks together with the identification of procedures to avoid or minimise the impact of risk.

For Self-Employed People & Non-PAYE Shareholder Employees

COVERPLUS & WORKPLACE COVER

  • Default product
  • 80% of last years taxable income
  • Proof of Loss of Earnings required
  • Earnings are abated when returning to work

ACC COVERPLUS EXTRA
  • Negotiate amount of cover
  • 100% of agreed amount
  • Don't have to prove Loss of Earnings
  • Weekly payments are NOT reduced when returning to work part-time

Private Medical Cover provides the funding to enable you to have private medical treatment whenever you required more immediate access or a broader range of treatment options than are available to you through the public health system.

Life covers pay out a one-off sum, which can be used to create an investment fund to generate income.

Trauma Cover products pay out a sum of money if you are diagnosed with, or suffer from one of the large number of listed serious health conditions.

This product is used to pay down debt, and to account for the additional costs arising from such a severe injury or illness.

Our Insurers

Protect You and Your Wealth