Your staff is your most vital asset. You spend time and money training your employees, so make that investment go a lot further with well-priced group cover.
Group Cover allows employees to have treatments quicker, easier to recover faster. It could also help you minimise work disruction, maximise productivity, attract the best people, retain key employees. Income protection also gives your team flexibility on payroll.
Your most important asset is NOT your home, your car, your jewellery or other possessions — It’s YOU and your ability to earn a living. Think about it: All of your plans for the future from buying a home to putting your kids through college to building a retirement nest egg are based on…
Without your paycheck, how long would you be able to make your mortgage or rent payment, buy groceries or pay your credit card bills without feeling the pinch? That’s where income protection comes in. Think of it as insurance for your paycheck. It ensures that if you are unable to.
Browse Digital BookIf you’ve worked hard to establish a solid financial framework for your family investments, home equity, a savings plan, retirement accounts life insurance is the foundation upon which it all rests. It can guard against the need for your loved ones to make drastic changes to future plans when.
Browse Digital BookChances are that day will come when you won’t be able to manage on your own. The good news is, people are living longer. However, that increases the chance that you will live to the age where you will need medical care. Medical care includes all the assistance you would need.
There is a comprehensive range of covers that provide financial support in a variety of situations; the plan allows you to mix and match many covers.
Browse Digital BookIncome Cover provides a financial safety net should you be disabled as a result of sickness or injury, and unable to earn your regular income. The money benefit is designed to replace a significant portion of lost income to help maintain your usual lifestyle during treatment and recovery.
Income cover pays a monthly Total Disability Benefit if you are disabled and unable to work, from the end of the selected waiting period until you return to work or the end of your cover term. You may be entitled to a Partial Disability Benefit if you go back to work but you are not able to work.
Browse Digital BookShareholder protection insurance provides a lump-sum payment in the event of a shareholder becoming critically ill or passing away. This capital would help your company purchase the deceased or critically ill person’s share of the business and avoid potential disruption to the services you offer.
The lump-sum cover protects business debts, shareholder values and business values.
If the key person in the business is unable to work over a long time, the lump sum funds will help the business survive creditors, bank loan repayments, share values and business values.
Risk management is the forecasting and evaluation of a business’s financial risks together with the identification of procedures to avoid or minimise the impact of risk.