Digital Library

Digital Library

UltraCare provides cover for cancer care, surgical treatment, specialist consultations, diagnostic imaging, tests and day-to-day treatment.

SmartStay is the only health insurance product available in New Zealand to people who are coming to visit or work on a visa valid for less than 2 years.

Having good health is invaluable. Remove the worry around unexpected medical bills, focus on the right treatment when and where you need it, and start your recovery sooner.

Private Medical Cover provides the funding to enable you to have private medical treatment whenever you required more immediate access or a broader range of treatment options than are available to you through the public health system.

Introducing two of NIBs most comprehensive and flexible private health insurance policies - Ultimate Health Max and Ulitmate Health. These policies offer the very best cover and protection for a wide range of essential health treatments and the costs that go with them.

Trauma Cover provides a lump sum payment should you suffer one of the Covered Conditions. The Covered Conditions are by nature serious and potentially life threatening and as a result can have a significant financial impact.

Specific Condition Cover provides a financial safety net should you suffer one of the Covered Conditions, potentially leaving you unable to earn your regular income or at least interrupting your usual lifestyle.

With Partners Protection Plan you are able to choose the mix of lives assured, types of cover and sums insured that best suit your individual needs and circumstances.

Partnerslife offers Income Cover, Mortgage Repayment Cover and Household Expenses Cover as options to help protect you and your family against the loss of your income as a result of a disability.

Severe Trauma Cover provides a lump sum payment should you suffer one of the Covered Conditions. The Covered Conditions are by nature serious and potentially life threatening and as a result can have a significant financial impact.

Moderate Trauma Cover pays a lump sum of money if you suffer one of the may listed trauma conditions. Common conditions that people could claim for under Moderate Trauma Cover are Cancer, Heart Attack, Storke, Intensive Care, and Terminal Illness.

Life Cover provides a lump sum payment in the event of death. This lump sum can help reduce debt, pay for final expenses, create an investment fund to generate ongoing income, enable business ownership to be restructured or provide an inheritance or donation, amongst other things.

Income and Expenses Cover pays you a monthly benefit while you cannot work due to disability, as a result of illness, injury or because you need to have surgery. It provides you with time to rest and recover with less to worry about because some money will still come in to assist with paying for your usual family expenses.